Attention homeowners in our service area: Get an Appraisal today!

Here are the top seven reasons Iowa homeowners need Appraisal Specialists of Iowa, LLC:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. To challenge your property tax assessment in Iowa
  3. To lower a mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a divorce in the state of Iowa, where real estate property needs to be divided
  7. Settle an estate in Iowa by determining the true market value of real estate
Do you own a home in our service area? Do you need help deciding the price of your real estate? Contact Appraisal Specialists of Iowa, LLC.

We at Appraisal Specialists of Iowa, LLC understand the special needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Appraisal Specialists of Iowa, LLC, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Challenging County's assessment of your property

If you live in a local area that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Appraisal Specialists of Iowa, LLC is your chief weapon.

Appraisals to cancel PMI

A popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. Appraisal Specialist of Iowa, LLC is seasoned in helping people just like you delete unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

If your house is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Appraisal Specialists of Iowa, LLC can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for preciseness? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.